Henry Ford Pharmacy has a dedicated team trained to assess each individual situation based on drug, insurance, and benefit plan.
Medicare Part B (Medical Insurance) covers a limited number of outpatient prescription drugs under limited conditions. Usually, Part B covers drugs you wouldn’t usually give to yourself, like those you get at a doctor’s office or hospital outpatient setting.
Medicare Part D is a prescription drug coverage pharmacy benefit. Medicare Part D plans (PDP) help pay for medications prescribed by a doctor drugs that are self-administered and include orals, self-injectable, or a route of administration a patient can manage at home.
Part D plans are offered by private insurance companies approved by Medicare. The types of drugs covered is decided by the U.S. government. Beyond that list, every Medicare Part D plan covers a different set of drugs. When choosing a Part D plan, you need to make sure it covers the drugs you take.
All Medicare Part D plans have a drug list — also called a formulary — that gives you the information you need about which drugs are covered. The formulary can change, but your plan will let you know ahead of time if it does. The formulary will also tell you if your drug has any special rules or limits. Your plan will send you your formulary and/or give you a way to get all your drug list information online.
Most Medicare Part C plans already include Part D prescription drug coverage, combined into a single plan with hospital and medical. Another option is to have a separate Part D plan in addition to Original Medicare, a Medicare Supplement Insurance plan, or a Private Fee-For-Service plan without drug coverage.
For more information visit: medicare.gov
